Ginger's money saving tips or beauty and life on a shoe string budget.

When you have very little money to begin with it is always worth knowing how much you have and when you will have it.  This is known globally as, "budgeting". 

However, for the purposes of glamour we shall call it "fiscal organisation".

Pour yourself a cup of tea, we will be here a while.

Actually it's much easier than people would have you believe! There are a number of small steps involved. 

1. Identify what you need to spend and when it needs to be paid. Rent, food and bills should all come first. 

2. The presentation of yourself and family come next. Make sure you have enough soap, toothpaste and clothes without holes in. 

3. Entertainment! Once you have sorted the necessary payments, remember to budget for entertainments.

4. Savings. 10% at least of everything you earn from now on should go into a savings account. This is your rainy day/ deposit fund.

5. Always having something spare In the current account for coffee and lunch and fuel if you drive.

This has been a Ginger Wilde kick start to frugal living. Be sure to follow me through the week as I will be covering each of the steps mentioned above and giving you some fantastic money saving tips. 

As always, I love you all dearly xxx 

Ginger xxx